Terms of Service – Lokeyboard.fun

Last Updated: May 2025

Welcome to Lokeyboard.fun. These Terms of Service ("Terms") govern your access to and use of our website, tools, and services (collectively, the "Service"). By using Lokeyboard.fun, you agree to comply with and be bound by these Terms. Please read them carefully before using the Service.

If you do not agree to these Terms, please do not use our website.

🌐 Acceptance of Terms

By accessing or using Lokeyboard.fun, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy and other relevant policies referenced herein.

We reserve the right to modify, update, or change these Terms at any time. Any changes will be effective immediately upon posting on this page. Your continued use of the Service after changes constitute your acceptance of the new Terms.

🛠️ Use of Service

Lokeyboard.fun provides online EMI calculator tools designed to help users estimate Equated Monthly Installments on loans and facilitate better financial planning. The Service is intended for personal, non-commercial use unless explicitly authorized otherwise.

Eligibility

You must be at least 13 years old to use this Service. By using Lokeyboard.fun, you represent that you meet this age requirement and have the legal capacity to enter into these Terms.

User Responsibilities

You agree to use the Service only for lawful purposes and in a manner consistent with all applicable laws and regulations.
You shall not attempt to disrupt, damage, or interfere with the normal functioning of Lokeyboard.fun or the experience of other users.
You will not attempt to gain unauthorized access to any part of the Service or related systems.
You acknowledge that the Service is provided "as is" and "as available" without warranties of any kind.

📈 Accuracy of Information

While we strive to provide accurate and reliable EMI calculation tools and related information, Lokeyboard.fun does not guarantee the completeness, accuracy, or timeliness of any data or results produced by the Service.

Financial calculations can be affected by various factors including changes in interest rates, fees, policies, and other variables beyond our control. Therefore, the output of our calculators should be used as an estimate and not as a substitute for professional financial advice.

We encourage users to consult qualified financial advisors or lending institutions before making any financial commitments.

⚖️ Intellectual Property

All content, tools, software, design, graphics, and text on Lokeyboard.fun are the intellectual property of Lokeyboard.fun or its licensors. This content is protected by copyright, trademark, and other intellectual property laws.

User License

You are granted a limited, non-exclusive, non-transferable license to use the Service for personal, non-commercial purposes only. You may not copy, reproduce, modify, distribute, or create derivative works based on our content without express written permission.

🚫 Prohibited Activities

You agree not to engage in any activity that:

Violates any applicable law, regulation, or third-party rights.
Attempts to reverse-engineer, decompile, or extract source code from the Service.
Uses automated tools, bots, or scrapers to access or collect data from Lokeyboard.fun without authorization.
Introduces malicious software, viruses, or harmful code.
Engages in any form of harassment, abuse, or harmful conduct toward other users or our team.

🔐 Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information when you use the Service.

🛡️ Disclaimer of Warranties and Limitation of Liability

Lokeyboard.fun provides the Service on an "AS IS" and "AS AVAILABLE" basis. We disclaim all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not guarantee that the Service will be uninterrupted, error-free, or free of harmful components.

To the fullest extent permitted by law, Lokeyboard.fun and its affiliates, employees, agents, or partners shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use or inability to use the Service.

🧑‍⚖️ Indemnification

You agree to indemnify, defend, and hold harmless Lokeyboard.fun, its officers, directors, employees, and affiliates from and against any claims, liabilities, damages, losses, or expenses arising from:

Your use of the Service in violation of these Terms.
Any breach of your representations and warranties herein.
Your violation of any third-party rights or applicable laws.

🔄 Termination

We reserve the right to suspend or terminate your access to the Service at any time, without prior notice, for conduct that we believe violates these Terms or is harmful to other users or the website.

Upon termination, your license to use the Service will immediately cease.

📜 Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction where Lokeyboard.fun operates, without regard to its conflict of laws principles.

Any disputes arising out of or relating to these Terms or your use of the Service shall be resolved through good faith negotiations. If unresolved, disputes may be submitted to binding arbitration or the competent courts in the jurisdiction, at our discretion.

🛠️ Changes to the Service

We reserve the right to modify, suspend, or discontinue the Service or any features thereof at any time without liability. We may also impose limits on certain features or restrict access to parts of the Service.

📨 Contact Us

If you have questions or concerns about these Terms, please contact us at:

✉️ Email: support@lokeyboard.fun
🌐 Website: https://lokeyboard.fun

We welcome your feedback and strive to provide a secure, reliable, and user-friendly experience.

📢 Final Notes

By using Lokeyboard.fun, you acknowledge that you have read, understood, and agreed to these Terms of Service. Please visit this page periodically to stay informed of any updates.

Thank you for choosing Lokeyboard.fun — your trusted partner in smart EMI calculation and financial planning.